Senior Analyst, AML Investigations | Circle | Work From Home

Job Role: Senior Analyst, AML Investigations

  • Work From Home

What You'll Work On

  • Investigating complex and escalated investigations, including L2 escalations from AML alerts, enhanced monitoring reviews, and L1 transaction monitoring reviews, and identifying activity which may lead to filing suspicious activity reports, as required by law.
  • Owning cases end to end, making and documenting the decision to file or not file, and drafting and filing high-quality SARs/STRs.
  • Occasionally working transaction monitoring alerts, as-needed, and identifying trends across all work types when appropriate.
  • Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement and banking partners, and internal parties, such as policy, legal and Compliance Operations partners.
  • Escalating significant risks and findings to the MLRO and compliance leadership, and supporting regulator and audit inquiries.
  • Ensuring customers are compliant with the laws and regulations to satisfy Circle's obligations to the appropriate regulatory authorities.
  • Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
  • Collaborating with policy and compliance data and technology teams to share trends and insights, and driving improvements to detection models, thresholds, and typology coverage to create greater efficiency and more valuable work products for the IO team.
  • As needed, conduct training and provide feedback to IO analysts.

What You'll Bring To Circle

  • A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
  • B.A./B.S. degree; quantitative or technical degree a plus.
  • 4+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations.
  • Experience writing clear, well-supported SAR/STR narratives and communicating findings to senior stakeholders, law enforcement, or regulators.
  • Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations.
  • Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic).
  • Strong organizational, analytical, written, and verbal communication skills with a close attention to detail and confidence to make a reasoned and supported decision.
  • Experience analyzing large transactional data sets; SQL experience is a plus.
  • Works well under pressure and tight deadlines with an ability to prioritize workloads and ensure tasks are completed in a timely manner.
  • Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands.
  • Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.
  • Ability to understand complex business problems, break down analytical projects into a structured approach, and formalize complex ideas into well defined logic.
  • CAMS, CFCS or CFE certification is a plus.
  • Proficiency in Google Suite, Slack and Apple MacOS preferred.
  • Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development.
  • Experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis.
Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...